Plan for my growing family
The more the merrier.
Families grow in every way imaginable. Whether you've partnered up, gotten married, added kids (or adults), or find yourself caring for someone who used to care for you, we'll work with you to plan for and accommodate your new family. To help you reach your goals, prepare you for the unpredictable, and protect you all from the unexpected.
Products & Services
to help you get to your goal
More members of your family means more people depending on you. Not only can life insurance help keep their financial future secure, a whole life policy can also help with life things like emergency cash, paying for tuition, and paying for adoption.1 We'll help you find the right coverage to fit your growing family.More About Life Insurance
It's likely your family depends on your income for things like paying bills, buying groceries, and school expenses. We can help you protect your biggest asset (your earning potential) so you can keep your household expenses covered even if you can't work.2More About Disability Insurance
With student loan debt at an all-time high, it's smart to start planning for your family's education early. Enter the 529 plan. We'll help you navigate specific 529 plan requirements, benefits, and tax advantages so you get the right plan for your future college kid.More About 529 Plans
Your estate is made up of things like your bank account, house, and personal possessions. We'll help you look at your investments, insurance policies, savings, and goals to create a plan designed to help set your family up for financial success in the event of your passing.More About Estate Planning
Did you know?
We help you plan for ongoing expenses. As your young one gets older, we'll integrate any newer costs into your budget.
Take the next step.
Our financial advisors can design a personalized plan to help you get ready for your growing family. Then get to your next goal. And the next.Let's Talk
1Your policy's cash value typically becomes a useful source of funds only after several years of premium payments, which allows the cash value to build up. Each method of utilizing your policy's cash value has advantages and disadvantages and is subject to different tax consequences. Surrenders of, withdrawals from and loans against a policy will reduce the policy's cash surrender value and death benefit and may also affect any dividends paid on the policy. As a general rule, surrenders and withdrawals are taxable to the extent they exceed the cost basis of the policy, while loans are not taxable when taken. Loans taken against a life insurance policy can have adverse effects if not managed properly. Policy loans and automatic premium loans, including any accrued interest, must be repaid in cash or from policy values upon policy termination or the death of the insured. Repayment of loans from policy values (other than death proceeds) can potentially trigger a significant tax liability, and there may be little or no cash value remaining in the policy to pay the tax. If loans equal or exceed the cash value, the policy will terminate if additional cash payments are not made. Policyowners should consult with their tax advisors about the potential impact of any surrenders, withdrawals or loans.
2Disability income insurance policies contain some contractual features and optional benefits that may not available in all states. The ability to perform the substantial and material duties of your occupation is only one of the factors that determine eligibility for disability benefits. These policies also contain exclusions, limitations and reduction-of-benefit provisions. Eligibility for disability income insurance, additional policy benefits and qualification for benefits is determined on a case-by-case basis. For costs and complete details of coverage, please contact a Northwestern Mutual financial representative.